A self-help group (SHG) is a village-based financial intermediary committee usually composed of 10–20 local women or men.
Ndibwami Integrated Rescue Project implements a self help group concept among vulnerable women affected by poverty and AIDS.
Self-help groups (SHG's) are seen as instruments for goals including empowering women, developing leadership abilities among poor people, increasing school enrollments, and improving nutrition and the use of birth control. Financial intermediation is generally seen more as an entry point to these other goals.
One another goal of the SHG's is the stop exploitation of the women from financial crisis.
- Members increase solidarity to solve their problems.
- Members create their own village bank to access financial services.
- SHG groups empowered to access more funding and mobilize more resources
- SHG train members in other life skills such as leadership and human rights.
- Besides, financing through SHGs reduces transaction costs for both lenders and borrowers.
- SHGs have significantly empowered poor people, especially women, in rural areas.